Available on iOS & Android

Get Paid Globally.
Withdraw to Your Naira Account.

Open USD, EUR, and NGN virtual accounts in minutes. Receive payments from Upwork, Amazon, Fiverr, YouTube, and any platform worldwide — then withdraw directly to your Nigerian bank account.

Naira Account

Same day

256-bit Encryption
KYC Verified
2FA Protected
9:41

Good morning

Adebayo O.

AO

Total Balance

$9,351.25

+ DepositWithdraw
🇺🇸

USD

ACH · Wire · SWIFT

$4,280.50

🇪🇺

EUR

SEPA · SWIFT

€3,150.75

🇳🇬

NGN

Local transfer

₦4,920,000

Withdraw to

Naira

Any Nigerian bank

Upwork Payment

2 hours ago

+$1,250.00

Receive payments from 50+ global platforms including

Upwork
Fiverr
Amazon
Toptal
Freelancer
Remote
Deel
PayPal
Stripe
YouTube
Payoneer
PeoplePerHour
+ 40 more
Withdrawals

Withdraw straight to your bank

Cash out to any Nigerian bank account — fast, affordable, no surprises.

Withdraw to Naira

Send directly to any Nigerian bank account — GTBank, Access, Zenith, First Bank, UBA, and more. Perfect for everyday expenses.

  • Any Nigerian bank account
  • Same-day settlement
  • Competitive NGN rates
  • No extra bank charges
What is Frenz Pay?

Your financial bridge between global platforms and your bank account

Frenz Pay gives you real virtual bank accounts in USD and EUR — the same kind used by professionals in the US and Europe. Share your details with any platform or employer. They pay in fiat. You hold the balance or cash out to your Nigerian Naira account.

Real Bank-Level Accounts

USD account includes US routing number and account number. EUR includes IBAN. These work on ACH, SEPA, and SWIFT — accepted by any platform.

Direct Bank Withdrawals

Withdraw straight to your Nigerian Naira bank account for local spending — same-day settlement, any bank, no lock-in.

Fully Compliant & Secure

Every user completes KYC verification. We operate with full AML/CFT compliance, 256-bit encryption, mandatory 2FA, and real-time transaction monitoring.

Built for people who earn globally

Whether you freelance, work remotely, or create content — Frenz Pay is your payment infrastructure.

Freelancers

Get paid from any platform

Share your USD or EUR account with clients on Upwork, Fiverr, Amazon, Toptal, or anywhere. Receive payments like a local.

Remote Workers

Receive your salary on time

Give your employer your virtual account details. No more delays from international wire transfers or bad exchange rates.

Creators & Nomads

Monetize your content globally

Receive YouTube AdSense, Stripe, PayPal, or platform payouts directly. Withdraw straight to your Naira account.

Everything you need, nothing you don't

USD & EUR Accounts

Dedicated virtual bank accounts with real routing numbers and IBAN.

Naira Withdrawals

Withdraw directly to any Nigerian bank account. Funds settle same day.

Low, Transparent Fees

1.5% on withdrawals, 0.5% FX spread. Zero fees on deposits. No hidden charges.

Bank-Grade Security

256-bit AES encryption, mandatory 2FA, full KYC, and real-time fraud monitoring.

Virtual Cards (Coming Soon)

Shop online globally with Frenz Pay virtual Visa and Mastercard cards.

Real-Time Dashboard

Track balances, payments, and withdrawals with instant push notifications.

Instant Conversions

Convert between USD, EUR, and NGN at competitive rates — instantly.

How it works

Get started in 4 simple steps

From download to your first withdrawal — under a day.

01

Create your account

Sign up in under 2 minutes — email + phone, no app required.

02

Verify Your Identity

Complete KYC with a valid ID and selfie. Most approvals within 24 hours.

03

Get Your Accounts

Receive virtual USD and EUR accounts with unique banking details ready to share.

04

Receive & Withdraw

Share details with payers, receive money, then withdraw straight to your Naira bank account.

Choose Withdrawal

How do you want to receive?

You're withdrawing

$2,500.00

Naira Bank Account

Any bank · Same day

₦4.1M

Exchange Rate1 USD = ₦1,640
Withdrawal Fee (1.5%)-$37.50
Bank Transfer Fee-$1.00
Confirm Withdrawal

$2M+

Processed

10,000+

Active Users

3

Currencies

< 5 min

Avg Withdrawal

Loved by thousands across Africa

Before Frenz Pay, I lost 8–10% on every Upwork payment. Now I receive USD directly and withdraw straight to my Zenith account. Game changer.

TB

Tunde Bakare

Freelance Developer · Lagos

I get paid from YouTube and clients in the US. Frenz Pay gives me one place to receive everything. The Naira withdrawal option is perfect for local bills.

AO

Amara Osei

Content Creator · Accra

My employer pays me through Frenz Pay. The money lands in my USD account and I cash out to Naira whenever I need it. No bank delays, no bad rates.

CE

Chidinma Eze

Remote Product Designer · Abuja

Frenz Pay

Virtual

4832 •••• •••• 7291

Card Holder

Adebayo Okafor

Expires

08/28

Coming Soon

Virtual cards for global payments

Shop on Amazon, subscribe to Netflix, pay for Shopify, Canva, or any international service — directly from your Frenz Pay USD balance. No need for a physical card.

  • Accepted worldwide

    Works on any website or app that accepts Mastercard or Visa.

  • Instant issuance

    Get your virtual card details in seconds, directly in the app.

  • Spend controls

    Set limits, freeze/unfreeze, and manage transactions in real time.

  • Secure & disposable

    Generate new card numbers for one-time use to protect your account.

Join the waitlist to get early access

Your security is our first priority

256-bit AES Encryption

Military-grade

Real-Time Monitoring

24/7 fraud detection

2FA Protection

Mandatory for all

Full KYC Verification

Identity verified

Ready to get paid globally?

Create your Frenz Pay account and start receiving international payments in minutes. Withdraw directly to your Naira bank account.